*No payments and no interest for 12 months (“Payment Holiday”) is available on Flexi Payment Plans for in-store and online purchases. This offer is ongoing until further notice. Offer excludes vouchers, gift cards, software licenses, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders. Minimum spend $200. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a or 22.95% p.a. (depending on your card) applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.