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24 Months Interest-Free PLUS $50 or $100 Credit Back

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Get 24 Months Interest-Free when you spend $400 or more In-Store or Online!

24 months interest free offer
24 months interest free is available on Flexi Payment Plans & Flexi Purchases for in-store until 31/10/20. Minimum spend $400. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders. Annual Account Fee of $50 applies. Establishment fee of $55 applies to new cardholders. Advance fee of $35 applies to existing cardholders. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Offer expires 31/10/20. Lending criteria, fees, Ts&Cs apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

*$50 credit back and $100 credit back terms and conditions.
The following promotional offer is valid from 1 October to 31 October 2020 (“Promotional Period”). Q Mastercard and Q Card cardholders who make a first purchase of between $1,000 and $1,999 in a single transaction at a qualifying retailer (list of retailers set out below) during the Promotional Period will receive a $50 credit back credited to their Q Mastercard or Q Card Account (as applicable). However, Q Mastercard and Q Card cardholders who make a first purchase of more than $2,000 in a single transaction at a qualifying retailer during the Promotional Period will instead receive a $100 credit back credited to their Q Mastercard or Q Card Account (as applicable) (“Credit Back”). You will receive a Credit Back for your first qualifying transaction only (i.e. if your first transaction is $1,500 and your second transaction is $3,000 you will only receive a $50 Credit Back for the first transaction). There is a limit of one Credit Back per Q Card or Q Mastercard Account (as applicable). Qualifying retailers are 4 Season, Appliance Connexion, Bedpost, Beds R Us, Big Save, Danske Mobler, Freedom Furniture, Fujitsu NZ, Furniture Zone, Godfreys Vacuum Cleaners, Guthrie Bowron, Heathcotes, HRV, Hunter Furniture, I-Relax, JB Hi-FI, Michael Hill, Mitre 10, Nido, Oxygen Air, PB Technologies Furniture, Target Furniture, Van Dyks. For a purchase to be eligible to receive the Credit Back, the required spend must be made in one transaction at the qualifying retailer. This promotion includes qualifying purchases made using Long Term Finance including Flexi Payment Purchases and Fixed Instalments. Other fees associated with Purchases and Long Term Finance still apply. Any applicable Credit Back will be applied to the eligible Q Mastercard or Q Card Account (as applicable) by 30/11/2020. The Credit Back is not transferrable, negotiable or redeemable for cash. Any Q Mastercard or Q Card that has been cancelled or suspended on or before 31/10/2020 will be ineligible to receive the Credit Back. Columbus Financial Services Limited (Q Mastercard) and Consumer Finance Limited (Q Card) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time. Q Mastercard and Q Card terms and conditions apply. See qmastercard.co.nz or qcard.co.nz for full details.

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