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Q Card

Learn more about Q MasterCard, apply online for one now, or email finance@pbtech.co.nz to chat direct with our finance team.

Q Card / Q MasterCard - For buying the things that matter

Q MasterCard is your perfect shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays*.

Your Q MasterCard comes with these great benefits:

Simply swipe and sign for 3 months no payments with no interest on every purchase*.

For big ticket purchases Q MasterCard holders get exclusive access to a range of long term interest-free deals and payment holidays*. Ask in-store for a Q MasterCard deal that suits you.

Use Q MasterCard at thousands of places throughout New Zealand

Once you have a new Q MasterCard there’s no need to apply for more credit. Simply use your Q MasterCard up to your pre-approved limit. There are no more forms to complete or waiting for credit applications to be approved.

With the convenience of Online Services you can login and easily manage your Q MasterCard account online.

For added security you can add a PIN to your Card. Call 0800 11 70 00 and set-up your PIN in just a few minutes.

Online Q MasterCard Application

Follow the steps below to apply for Q MasterCard!

 Select Store, and Confirm Details
Store
First Name
Last Name
Email

Terms

Flexi Payment Plan (with a Payment Holiday): This finance product will be a Flexi Payment Plan where the monthly payments will be 3% of the Closing Balance or $10 (whichever is the greater). No Payment is required during the Payment Holiday period. The Q Card Standard Interest Rate applies to any outstanding balance at the expiry of the Payment Holiday

Flexi Payment Plan (without a Payment Holiday): This finance product will be a Flexi Payment Plan where the monthly payments will be 3% of the Closing Balance or $10 (whichever is the greater). Principal payments are required through the interest free period. Upon the expiry of the interest free period the Q Card Standard Interest Rate will apply to any remaining balance.

Fixed Payment Plans: Fixed monthly instalments within the specified term.

Fees

Finance codes include the following unless otherwise stated:

PPSR (Personal Property Security Register) Fee of $3 for New Applications only.

Establishment Fee $55.00 for New Applications

OR

Advance Fee $35.00 for Repeat Purchases (existing Q Cardholders) except Q EFTPOS.

Annual Account Fee of $50 is also charged to customer's Q Card Account in two six-monthly advance instalments of $25 to cover administration costs.

Qcard Long term Finance

Long term finance online is available to existing Q Cardholders only. 12 months interest free is available on online purchases at PB Tech on Q Card Flexi Payment Plans. Minimum purchase $200. Account Fees may apply. A $35 Advance Fee will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of interest free period. Offer is ongoing. Q Card lending criteria, fees, terms and conditions apply.

Qcard Click and Buy Finance Online

Click and Buy online is available to existing Q Cardholders only. interest free is available on online purchases at PB Tech on Q Card Flexi Payment Plans. Minimum purchase is determined by the promotion type. Account Fees may apply. A $35 Advance Fee may apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of inter1st free period. Offer is ongoing. Q Card lending criteria, fees, terms and conditions apply.

Q EFTPOS surcharge

Please note that PB Tech charges a 2.5% surcharge for all Q EFTPOS transactions.

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