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Finance Now

Who is Finance Now?

Finance Now provides personal, quick, hassle-free financial services. With over 1,500 retail stores around New Zealand accepting Finance Now, you'll be able to get what you want at a price you can afford.

Shop with Finance Now

Accepted at over 1,500 New Zealand Retailers.

Get approved In-Store or Online in just a few minutes.

No Deposit finance available with competitive interest rates.

Flexible Payment terms from 12, 24 or 36 months.

Get Approved Online*

*Please Note: Getting pre-approval means that you can only use Finance Now in store. To get pre-approved for online shopping please select Finance Now in the checkout.

TXT Xpress - fast store pre-approval on your mobile

Browsing in store and found something you love?

Finance Now customers can simply freetext the word Approve followed by a space and your Surname to 580 and you could get pre-approved instantly.*

Example: Approve Smith

You'll complete some security checks and once approved you're good to go!

It's fast, secure and FREE so what are you waiting for?

If you're not a Finance Now customer, don't worry you can get pre-approved online - or simply visit a PB Tech Store and ask a salesperson to assist.

*Terms and Conditions apply: As an existing customer of Finance Now, you have been pre-qualified based on your details and repayment history that we have on file. Approval for your personal loan will be subject to Finance Now's normal lending criteria and loan terms, including our responsible lending obligations. This is not a guaranteed offer of finance.

Learn more about TXT Xpress

Popular products purchased with Finance Now


Who can use Finance Now?

Here's what you'll need to complete your application:
• You must be a NZ Citizen / Permanent Resident and currently living in New Zealand.
• You must be older than 18 years of age.
• Your fortnightly or monthly income (after tax)
• Your employment details
• Current proof of identity (Passport, Drivers Licence, Fire Arms Licence)

How do I use Finance Now?

Finance Now can be used at any PB Tech store or online through our checkout.

How do you use Finance Now during the checkout?

  1. Add the products you want to your cart
  2. Proceed to checkout, then in the 'Billing' step choose 'Finance Now' as your payment choice
  3. Enter the information requested by the Finance Now online finance form and once completed an approval will be provided almost instantaneously (subject to meeting Finance Now credit criteria)
  4. Once your finance application is approved, and you have authorised your loan, we'll either ship your goods or prepare them for pickup depending on the delivery / pickup method you chose!

What does it cost to use Finance Now?

Learn more about Finance Now's Retail Finance Interest Rates and Fees

What are Finance Now's lending policies?

Click on the link to review Finance Now's Retail Finance Policy Documents to understand your rights and obligations.

Who do I contact about refunds?

You’ll need to contact the retailer you made the purchase from. If you have problems after contacting the retailer, contact us via our Help & Support page or call us on 0800 40 50 70.

I haven’t received my purchase?

If you do not receive your order, please contact the retailer. After talking to the retailer and if you’re still experiencing problems, get in touch via our Help & Support page or by calling our support team on 0800 40 50 70.

How do I close my Finance Now account?

You can contacting us via our Help & Support page or calling our support team on 0800 40 50 70. Please note, all outstanding amounts will need to be paid in full before you can close your account.

Is there a maximum purchase?

There is no maximum purchase with PB Tech

Is there a minimum purchase?

PB Tech has a minimum order purchase of $200 to use Finance Now.

If you have any further questions about how Finance Now can work for you, get in touch with their friendly support team.

Although we make reasonable efforts to update the information on our website about Finance Now, we make no representations, warranties or guarantees, whether express or implied, that this content on our website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Finance Now available through the website will meet your particular requirements or needs. We therefore suggest visiting or clicking the button below for the most accurate and up-to-date information.

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