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Finance Now (Business Finance)

Who is Finance Now?

Finance Now is a specialist finance provider. With over 1,500 retail stores around New Zealand accepting Finance Now, you'll be able to get your business equipment at a price you can afford.


Accepted at over 1,500 New Zealand Retailers.

Get approved In-Store or Online in just a few minutes.

No Deposit finance available with competitive interest rates.

Flexible Payment terms up to 60 months.


  • No deposit finance available
  • Rental + loan options available
  • Approval within 10 minutes
  • This application is for pre-approval only. All finance type options will be discussed in store.

To apply for finance for your business please follow the steps below.


No deposit terms are available up to 36 months on all purchases $500 and over. Subject to Finance Now's standard credit criteria. An interest rate of 19.9% p.a. and a $45 establishment fee apply. Optional Key Person Payment Protection (KPPP) is available.

Refreshing the page will take you back to Step 1, or click here to do so.

You're only a few minutes away from having money your way. We have created easy-to-follow steps that allow us to gather the information we need to assess your application. Once you've finished letting us know your details we’ll be in contact to finalise your loan - it's that easy! Then you simply need to visit the PB Tech store of your choice to complete your purchase.

If you have any questions about the process or the information you're asked to provide then give Finance Now's team of consultants a call on 0800 299 399. They'll be able to answer any queries you have.


Who can use Finance Now?

Here's what you'll need to complete your application:
• You must be a NZ Citizen / Permanent Resident and currently living in New Zealand.
• You must be older than 18 years of age.
• Your fortnightly or monthly income (after tax)
• Your employment details
• Current proof of identity (Passport, Drivers Licence, Fire Arms Licence)

How do I use Finance Now?

Finance Now can be used at any PB Tech store or online through our checkout.

How do you use Finance Now during the checkout?

  1. Add the products you want to your cart
  2. Proceed to checkout, then in the 'Billing' step choose 'Finance Now' as your payment choice
  3. Enter the information requested by the Finance Now online finance form and once completed an approval will be provided almost instantaneously (subject to meeting Finance Now credit criteria)
  4. Once your finance application is approved, and you have authorised your loan, we'll either ship your goods or prepare them for pickup depending on the delivery / pickup method you chose!

What does it cost to use Finance Now?

Learn more about Finance Now's Business Finance Interest Rates and Fees

What are Finance Now's lending policies?

Click on the link to review Finance Now's Business Finance Policy Documents to understand your rights and obligations.

Who do I contact about refunds?

You’ll need to contact the retailer you made the purchase from. If you have problems after contacting the retailer, contact us via our Help & Support page or call us on 0800 40 50 70.

I haven’t received my purchase?

If you do not receive your order, please contact the retailer. After talking to the retailer and if you’re still experiencing problems, get in touch via our Help & Support page or by calling our support team on 0800 40 50 70.

How do I close my Finance Now account?

You can contacting us via our Help & Support page or calling our support team on 0800 40 50 70. Please note, all outstanding amounts will need to be paid in full before you can close your account.

Is there a maximum purchase?

There is no maximum purchase with PB Tech

Is there a minimum purchase?

PB Tech has a minimum order purchase of $200 to use Finance Now.

If you have any further questions about how Finance Now can work for you, get in touch with their friendly support team.

Although we make reasonable efforts to update the information about Finance Now on our Website, we make no representations, warranties or guarantees, whether express or implied, that this content on our Website is accurate, complete or up-to-date. We also do not warrant or represent that the information regarding Finance Now available through the Website will meet your particular requirements or needs. We therefore suggest visiting or clicking the below button for the most accurate and up-to-date information.

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