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Purple Visa Interest Free

Apply online for a Purple Visa Card

Visit the the purplevisa.co.nz for updated info & to apply online. 

Here's how it works
A credit card has never been this flexible.

From earning rewards when you shop, to having the flexibility of long-term Interest Free finance for those larger purchases,* the Purple Visa Card has never been more flexible.

Long-term Interest Free deals

If you already have a Purple Visa Card Account, visit your nearest PB Tech store and ask about the latest long-term Interest Free deal.

Earn Rewards

To earn Purple Dollar rewards, simply use your Purple Visa Card at the checkout like any other credit card. If you spend $150 on Eligible Transactions, you’ll earn 1 Purple Dollar. We’ve kept things simple – 1 Purple Dollar = $1 NZ Dollar.

Popular products purchased with Purple Visa

Terms & Conditions

12 Months Interest Free

*12 months interest free is available for purchases on $250 and over using Purple Visa Card. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing Purchase interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as of 1 April 2024 and subject to change). Visit purplevisa.co.nz for more information. PB Tech Exclusions apply. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders.

18 Months Interest Free (Promotional)

*18 months interest free is available for purchases on $350 and over using Purple Visa Card. Available on Purple Visa Card in the time range specified within the marketing campaign only. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing Purchase interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as of 1 April 2024 and subject to change). Visit purplevisa.co.nz for more information. PB Tech Exclusions apply. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders.

24 Months Interest Free (Promotional)

*24 months interest free is available for purchases on $500 and over using Purple Visa Card. Available on Purple Visa Card in the time range specified within the marketing campaign only. Purple Visa Card Terms and Conditions, credit criteria and Rates and Fees (including a $55 establishment fee and a $55 annual fee) apply. Prevailing Purchase interest rate of 26.65% p.a. will apply to any outstanding balance at the expiry of the interest free period and Cash Advance rate of 29.40% p.a. also applies (both current as of 1 April 2024 and subject to change). Visit purplevisa.co.nz for more information. PB Tech Exclusions apply. Excludes vouchers, gift cards, software licenses, game activation codes, pre-orders, Customized-to-Order (CTO) Apple Mac, and backorders.

Rates and Fees

$55
A one-off
Establishment fee
$55
Annual fee
26.65% p.a.
Purchase Interest rate
29.40% p.a
Cash Advance Rate