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Q Card

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Learn more about Q MasterCard, apply online for one now, or email finance@pbtech.co.nz to chat direct with our finance team.

Q Card / Q MasterCard - For buying the things that matter

Q MasterCard is your perfect shopping partner, combining the benefits of a credit card with the added ability to access a range of interest-free deals and payment holidays*.

Your Q MasterCard comes with these great benefits:

Simply swipe and sign for 3 months no payments with no interest on every purchase*.

For big ticket purchases Q MasterCard holders get exclusive access to a range of long term interest-free deals and payment holidays*. Ask in-store for a Q MasterCard deal that suits you.

Use Q MasterCard at thousands of places throughout New Zealand

Once you have a new Q MasterCard there’s no need to apply for more credit. Simply use your Q MasterCard up to your pre-approved limit. There are no more forms to complete or waiting for credit applications to be approved.

With the convenience of Online Services you can login and easily manage your Q MasterCard account online.

For added security you can add a PIN to your Card. Call 0800 11 70 00 and set-up your PIN in just a few minutes.

Apply online for a Q MasterCard Learn more about Q MasterCard

Terms & Conditions

Flexi Payment Plan (with a Payment Holiday): This finance product will be a Flexi Payment Plan where the monthly payments will be 3% of the Closing Balance or $10 (whichever is the greater). No Payment is required during the Payment Holiday period. The Q Card Standard Interest Rate applies to any outstanding balance at the expiry of the Payment Holiday

Flexi Payment Plan (without a Payment Holiday): This finance product will be a Flexi Payment Plan where the monthly payments will be 3% of the Closing Balance or $10 (whichever is the greater). Principal payments are required through the interest free period. Upon the expiry of the interest free period the Q Card Standard Interest Rate will apply to any remaining balance.

Fixed Payment Plans: Fixed monthly instalments within the specified term.

Fees

Finance codes include the following unless otherwise stated:

PPSR (Personal Property Security Register) Fee of $3 for New Applications only.

Establishment Fee $55.00 for New Applications

OR

Advance Fee $35.00 for Repeat Purchases (existing Q Cardholders) except Q EFTPOS.

Annual Account Fee of $50 is also charged to customer's Q Card Account in two six-monthly advance instalments of $25 to cover administration costs.

Qcard Long term Finance

Long term finance online is available to existing Q Cardholders only. 12 months interest free is available on online purchases at PB Tech on Q Card Flexi Payment Plans. Minimum purchase $200. Account Fees may apply. A $35 Advance Fee will apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of interest free period. Offer is ongoing. Q Card lending criteria, fees, terms and conditions apply.

Qcard Click and Buy Finance Online

Click and Buy online is available to existing Q Cardholders only. interest free is available on online purchases at PB Tech on Q Card Flexi Payment Plans. Minimum purchase is determined by the promotion type. Account Fees may apply. A $35 Advance Fee may apply. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Q Card Standard Interest Rate applies to any outstanding balance at end of inter1st free period. Offer is ongoing. Q Card lending criteria, fees, terms and conditions apply.

Q EFTPOS surcharge

Please note that PB Tech charges a 2.5% surcharge for all Q EFTPOS transactions.

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Customer Testimonials - See More
"Bruv the mandem of the pb tech at manikz are wild bruv! outstanding service. Yours Sincerely - -SkenG Lord"
Skenga - 06/11/2019
"Chur as these guys rock"
Daniel - 31/10/2019
"Great service for you team members thanks"
Mohammed - 24/10/2019
"Caitlin from counter at Manukau branch: Very good service 20 stars out of 10!!!"
Jerry - 18/10/2019
"Hey there PB Tech team (Christchurch), just wanted to say you lot are awesome. Got one of the new NUCs about a fortnight ago with my quarterly bonus and it's working very well as a Minecraft server PC running Linux Mint. Keep up the amazing work!"
Jeremy - 16/10/2019
"Another very satisfied customer of Mark Neunzerling from the PB Manukau store. Went in to upgrade my Motherboard/CPU & RAM, Mark explained why the ones I had shortlisted wouldn't be the best choice for me and directed me to some better long term options. The motherboard we agreed would suit me best wasn't in stock so Mark arranged for all 3 items to be delivered to me at work. This was all on Sunday, on Wednesday I received a follow-up email from Mark, checking in to make sure I had received everything and was not having any issues, unfortunately I was having a minor issue, so I popped back into the store today and he sorted it all out for me. Very happy indeed with the service from Mark, very nice & friendly chap and will definitely be going directly to Mark for my next upgrades and recommending him to all my friends. Thanks, Jarred."
Jarred - 12/10/2019
"Bought a new. Modem of on tech and had an issues setting it up gave the tech support a ring and they were awesome would not hesitate to recommend them"
Scott - 12/10/2019
"Hello PB CHCH Team, Last weekend i popped in to your store to looking for a laptop. I have gone through the website and selected few before i entered there. The first sales person helped me to reduce those to three laptops by providing much needed updated information. I want to emphasize one thing about your store that no any sales person are putting extra pressure to buy but sharing their expert knowledge which might help customers to choose the right product. That is one of the reasons i passed through all the Tech stores in the town and come to your store. (which is bit far for my location) Finally i want to give a special credit to Mr Jonny Greenless who helped me choose the laptop by providing important information with a very professional manner. All the best team, looking forward to experience the same or even better service in future. Best regards, Iranga Ranasinghe"
Iranga - 09/10/2019
"Brought my stuff from Mark N. at the Manukau store. Got me exactly what I needed, at the price point I wanted. Even after I made it hard for him to meet my needs. One of the Friendliest staff I've dealt with anywhere!!!"
Chris - 06/10/2019
"Went to PBTech in Manukau 2 weeks ago and were fortunate enough to have met Mark Neunzerling who went out of his way to advise and help my son who was spending his savings on upgrading his computer.Mark was very helpful with advice and also extremely knowledgeable about the different parts and specs etc.He assisted my son with decisions and then also ensured we were looked after very well all the way through the technical department for the rebuild right up to loading everything into my car when I collected it all.Well done PBTech (and Mark) for such amazing customer service.It is a rare thing these days!We will be back."
Lorene - 04/10/2019
"Went to PBTech store in Christchurch today after a lot of frustration purchasing an apple wifi extender from Noel Leemings. Was greeted by Jonny Greenless and told him my brother and I had came problem no internet in one room. I found Jonny to be well informed pleasant and forthright with great advise to solve our problem. Hence we both purchased an Asus RT-AC86U wireless router and we look forward to purchasing more from PBTech in the future."
Alan - 17/09/2019
"Hi, I have no idea on technology these days, but the service was awesome. Needed a new battery for my phone and it was quick and easy. Didn't have to answer any technology questions which I have no clue about. Just got good easy service. Cheers."
Richard. - 15/09/2019
"I have had the pleasure of dealing with Victor many times over the last few months, he is my go-to guy within the Penrose superstore. He knows his stuff and constantly provides me with the best possible solution within our budget - he is a legend!"
Nick - 09/09/2019
"I needed a custom built computer for photography. Great service from the Tauranga store. Helpful and friendly staff. Amazing fast computer...very happy. Thanks for making the purchase so easy and hassle free."
Sarah - 31/08/2019
"Just top-notch customer service - as always. I've -never- had a bad experience shopping at PB Tech. They take care of you."
Adam - 09/08/2019
"Massive thank you to Mark N @ the Manukau store. I needed to upgrade a few parts on my gaming P.C and the level of customer service I received from Mark was second to none. Extremely knowledgeable and friendly. not only did Mark save me money thanks to his expert advice but he also saved me an uncomfortable couch sleeping experience!!"
Anthony - 09/08/2019
"Had a great streamlined experience when buying my Sennheiser GSP 300's."
zac - 31/07/2019
"Ordered an Inwin 909 since they're discontinued in the US and I couldnt find anyone here with a silver one. Linda from the head office emailed me through the whole ordeal and kept me updated and they shipped that bad boy in no time flat. Shipping was kinda expensive but I expected that and it was a little less than I originally anticipated. Case arrived today in great condition no scratches, dings or dents in an all aluminum and tempered glass 50lb case. Great Job, great service and great shipping. Will buy from here again if I cant find the parts I need in the US."
Mike - 30/07/2019
"I just to express my thanks to PB Tech’s technical staff, specifically Tyler Coster. His guys (Vito) took receipt of a faulty three month Asus laptop yesterday afternoon. It belongs to our engineer, Piotr Nowak who is working with us on our earthquake damaged house in preparation for a court case. I explained to Tyler the urgency and sensitivity of the data on the non-functioning laptop, bought an SSD (that we supplied PB Tech!) to recover the data onto and he and his team have done the rest in record time. Tyler not only called me to followup today to say they had saved the data, he also managed to repair the laptop! What fantastic service for a PB Tech customer who makes a living off the IT gear he has bought from you. Thank you again Joe, superb customer service under pressure."
Jeff - 25/07/2019
"I purchased a PC and accessories Late 2018. The power cord to the PC was faulty and I put off sending an email about it because I could't be bothered with the effort. When I did send the email the person that I talked to had the issue sorted within the day and they have dispatched a new power cord for the PC the same day. Not only is it amazingly fast service but also the customer service was exceptional. The person on the other end of the email was professional and clear in their instructions and questions. I sent them the original email yesterday at 3:44 and after a small simple back and forth received an email this morning with the tracking number for the new cord. I applaud the customer service and the other products I brought in that order. Every other item I bought with that order has worked exceptionally and I often recommend PB Tech because of their Products but now I will because of their service as well."
Josie - 11/07/2019