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Payment methods

For your convenience, we offer a number of different payment methods in our checkout. Please note that other finance options are available but not all of them are accessible directly through the checkout.

PB Tech charges a surcharge on some payment options offered to its customers. This is done to offset the costs charged to PB Tech by the payment provider (e.g. credit card or finance companies) when a customer uses these payment methods. The exact amount of any surcharge is clearly displayed during the checkout.

Payment options with no surcharge


Online EFTPOS enables you to pay online with your smart phone directly from your bank app. Not only is it the safer and easier way to pay online, it's also one of the most secure payment methods available today as you never need to expose your payment or banking credentials. Learn more about Online EFTPOS.

Internet Banking (Pay with POLi)

POLi is an easy to use system that combines the security of internet banking with the speed of payment of a credit card payment. Orders paid by POLi are not subject to delays like traditional Bank Transfer payments as the money is transferred directly when an order is placed. Currently we do not accept giftcard payments, or store credit if you pay by by POLi. Learn more about POLi.

Bank Transfer

If you don't have a credit card you can easily pay for your order by a bank deposit direct to our ANZ bank account.

ANZ Bank 06-0225-0205867-01 (If the account suffix requires 3 numbers, please use '001')

PB Gift Card

PB Tech gift cards can be redeemed for goods sold at any New Zealand PB Tech store or online through our website. To redeem the gift card, simply present it at the time of purchase in store or on the Cart page select the checkbox 'Redeem PB Tech Gift Card' and enter your gift card number, when checking out online. PB Gift cards are valid for 1 year from date of purchase, are non-refundable and cannot be redeemed for cash. You can purchase a PB Tech Gift Card online or in-store.

Store Credit

Store credit can only be used in PB Tech stores. You can request to have your store credit transferred to your online PB Tech account to be used for online purchases by emailing us at [email protected]

If your PB Tech online account has credit, you will see the amount displayed on the Cart page when signed into your online account. To use your online credit, just tick the checkbox next to the displayed credit amount and proceed through the online checkout. If your credit does not cover the full balance of your transaction, you will be prompted on the billing page to select a second payment method to cover the difference. Credit can not be redeemed for cash.

Payment options with a surcharge

Credit / Debit Card

We currently only accept NZ issued credit & debit cards, such as Visa, MasterCard, Amex, Gem Visa, Prezzy card, etc. You can add or remove payment cards to your account on the Saved Credit Cards page of your account. Please note that credit / debit card payments are charged an additional 2.5% based on credit / debit card charges.

You may be asked to authenticate yourself during payment processing by using a one-time SMS passcode sent to your mobile phone from your bank. Learn more about credit card security checks.

Apple Pay

Apple Pay is available (IOS devices only) on the Payment Express page when paying via credit card through our online checkout. Incurs a 2.5% surcharge.

China UnionPay

PB Tech now accepts payment online with China UnionPay credit card. Incurs a 2.5% surcharge.

humm (Personal Finance)

humm is a flexible online payment solution backed by FlexiGroup New Zealand Limited providing customers with a smarter way to buy what you want now by splitting the payments over fortnightly easily managed payments. Paying has never been easier, simply choose humm at checkout and you're all set. Incurs a 3.6% surcharge. Learn more about humm.

Laybuy (Personal Finance)

Buy now and pay later. Laybuy is an online payment solution providing customers with a easier way to buy what you want now by splitting the payments over six weekly interest free payments. No sign up fees and no interest. Only pay the price of your purchase, when you pay your instalments on time. Incurs a 3% surcharge. Learn more about Laybuy.

Finance Now (Personal Finance)

Finance Now makes it easy to secure personal finance to buy the things you want. With no deposit finance available and flexible payment terms from 12, 24 or 36 months. Interest rates are displayed in the checkout. Learn more about Finance Now.

Q Card Long Term Finance / Q EFTPOS Card

You can now use your Q Card to make online purchases at and receive at least 3 months no payments and no interest (Payment Holiday) on your purchase. On promotional days (as advertised from time to time) you could get an extended Payment Holiday period. To use Q Card online simply select 'Q Card' as your payment type when you check-out, enter your Q Card number, expiry date and CVV number (your CVV number is a 3 digit number displayed on the back on your Q Card). You can apply for a Q Card online at PB Tech and you can visit the Q Card website to learn more. Please note that Q EFTPOS payments are charged an additional 2.5% surcharge. Learn more about Q Card.

Farmers Finance Card

You can now use your Farmers Finance Card to make online purchase at and receive 55 days no payments and no interest on your purchase. To use your Farmers Finance Card online simply select 'Farmers Finance Card' as your payment type when you check-out, enter your Farmers Finance Card number, embossed name, date of issue and date of birth. Please note that Farmers Card payments are charged an additional 2.5% surcharge.

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